When my first marriage showed the signs of finality, I called all my credit cards and removed myself from anything that I was associated with through her, and had her removed from anything that was mine. God help me, these things come back to haunt you when the other person is a moron financially. I am currently trying to refinance my house. The last loan that I got was complete crap. My choice. My agreement. My penalty. I understand that. So, now while talking to a very dedicated person about creating a new loan that will last the test of time, I'm hit with a credit problem. Grant you, my credit score is in excess of 800, but anytime a flag shows up for a collection agency, eyebrows get raised. By the way, this is the second time that something my first wife has done has arrived at my doorstep. Idiot. After many calls with some very good customer service people, I think I have the skinny. I removed myself from the account back in 1998. The credit card company recently merged with another company, and they have been overly thorough with their information transfer. The end result is that my name has been reconnected to her account. It's just bad timing. Not only was I put back in association with her account, but she screwed it up, and I've been transferred to a collection agency. It happened so recently that they don't even have the account in their computers.

Fortunately, I have great people helping me take it off of my credit report. What a pain in the ass, though... More time spent as a result of a bad decision. It was my decision, I'll deal with it...

Biotch...